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Discussion on Digibank - Advanced Multi Wallet Digital Banking System with Virtual Card and Rewards

Discussion on Digibank - Advanced Multi Wallet Digital Banking System with Virtual Card and Rewards

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204 comments found.

Hello i’m testing Demo DigiBank and I created a Manual Payment Gateway with currency = EGP (as manule deposit ). The gateway is visible and enabled in the Admin Panel, but it does not appear on the user deposit page.

Could you please confirm:

Does the script support Manual Deposit Gateways for anther currencies (EGP), or are deposit gateways onky have to be USD and what the step to make it working ? and how i do in the demo . as i want users deposit in EGP . thanks

Yes, you can create different currencies for manual deposit methods. Check the screenshot that I can create: https://prnt.sc/QhUDGJvBnDoJ

Write us support@tdevs.co TG: @tdevss

the customer page after login seems too full is it posible to remove some of those things

What informations do you want to remove? Please write us support@tdevs.co

i figured it out but after settting up the script my url crashed it shows Oops! An Error Occurred The server returned a “500 Internal Server Error”. Something is broken. Please let us know what you were doing when this error occurred. We will fix it as soon as possible. Sorry for any inconvenience caused.

We need to test it. Can you write us via email with the details so that we can test it and resolve it for you?

Is the current version of the framework Laravel 10? It will no longer be maintained after February 2025.

Security is important. Is there any plan to upgrade the framework version to Laravel 12?

Yes, we have a plan to upgrade it to Laravel 12

How does the Bill Management works? If you try to import the Import Services, after choosing flutterwave, nothing woks. Categotries and Operators are not coming up.

It’s worked on our end. Sometimes, the flutterwave api does not respond. Please try again later.

Why don’t we make a plugin that people can buy separately that will integrate BSI Cards?

This provider is not available at this moment. Write us at support@tdevs.co

if it is not available why am I writing to you. to go and ask me for a lot of money to integrate it for me no thanks

DigiBank is one of the five best scripts I’ve seen. I’ll buy it if you ever decide to integrate BSICARDS as a provider for generating Mastercard and Visa debit cards, as my budget doesn’t allow for the necessary customizations.

Currently we do not have plan to integrate this provider to our main script.

Hello, is the application Support RTl +Multi currency?

Yes, it supports RTL and Multi Currency

Can I understand how your rewards system works? What features does it have?

It has added the Stripe only

Does Stripe charge a fee for integrating with their API?

No

What are the BaaS API available for card issuing & treasury?

No BaaS API is integrated. If you want, we can add any of it for you. Write us at support@tdevs.co

Haven’t got response yet after email . Most of the banking scripts at codecanyon already have stripe BaaS API pre integrated . Since you don’t have any, Moov.io would be apt choice.

If crypto compatible then bridge.xyz

Replied to your email

Hi, will a branch staff be able to manage only their branch customers or will they have role-based permissions?

They have only the role-based permissions

DigiBank is one of the five best scripts I’ve seen. I’ll buy it if you ever decide to integrate BSICARDS as a provider for generating Mastercard and Visa debit cards, as my budget doesn’t allow for the necessary customizations. Or perhaps create a separate plugin for that?

Thanks for your interest, we will think about it

Thwel

Thwel Purchased

Hello i send to you massage and video in telegram for my problem with withdrawa option

Replied

Does it exchange between currencies?

Yes

I can’t find that feature in the demo… please point me to it

Sorry, the currency exchange feature is not available on it

Please implement basic banking features. 1. Statement of account with bank’s logo, and option to print the statement. 2. Bank reports Account Statement, Account Balance, Loan Report, Loan Due Report, Loan Repayment Report, Transaction Report, Expense Report, Cash In Hand, Bank Transactions, Bank Account Balance, Revenue Report,

Does this project work as described? 1. I’ve searched extensively for the return on investment or savings, but I haven’t found any information about returns after the plan or subscription ends! 2. There’s no application for returns after the plan ends. 3. There’s no dashboard that details the total returns from savings or investment.

Let’s say we set up a one-day FDR investment plan and close it for one day. After the day ends, will the invested amount be refunded along with the profits? I didn’t find any transactions of this type on your demo site.

Regarding the rewards and points system, how does it work? I’ve noticed that my last points transaction was in May. However, there are hundreds of deposit, investment, and savings transactions, but no new points or rewards transactions. Shouldn’t customers earn new points when making new transactions? Please excuse my question, as I’m interested in purchasing the project. However, several points seem to be malfunctioning or require clarification.

In summary, I have a question: 1. Does the system automatically return invested funds along with profits after the end of the period, or if multiple payments are specified, does the system deposit them automatically at their designated times? 2. Are reward points actually linked to the client’s activity and transactions? 3. How can the client receive their capital along with profits after the end of the FDR period? 4. When creating a new wallet, how can the customer transfer funds from it to another wallet, and if they want to delete it, how can they do so while there is a balance?

FDR, DPS, loan installments, and profit calculations are managed through cron jobs. In the demo version, the cron job is not set up, which is why these operations are not being executed.

White us at support@tdevs.co or TG: @tdevss for more details discussion

Add a donation, pix, mercado, option

Please write us at support@tdevs.co

Is this web, IOS and android versions?

Can we integrate our custom blockchain/ cryptocurrency into this script and use it instead of fiat currencies?

User will only be able to buy our coins with their fiat currencies/bank transfer/master card/ visacard but as soon as user buys our coin the crypto equivalent will be deposited in their wallet on this scrypt and all user to user transactions will be done through our coins on this platform, is thata possibility?

Does this have its own payment gateway for merchant users to be able to receive payments on their thirdparty websites and apps through our own payment gateways/coins?

Do you have any script that can do all those things?

This is for web only. You need the app version for Android and iOS. You can add your custom blockchain/cryptocurrency by customizing the script. Need customization to do all the other things that you mentioned. Write us support@tdevs.co or TG: @tdevss

I have emailed you

Check, tell me price and earliest delivery time.

Hello, do you have any other “Pay Bills” options besides Flutterwave? I couldn’t see any option to choose any other Bill Service or active a different one other than Flutterwave. Also, do you have any other virtual card services other than Stripe and Ufitpay Virtual Card. It seems this system is more entailed for Nigerian businesses. What about considering a wide range of countries. Thanks

Thanks for your comments. We do not have the other options for a pay bill or virtual card now. If you want to add any of your requested one, you can write us support@tdevs.co or TG @tdevss We can add them for you.

Hi, can I add a virtual credit card to use with Apple Pay and Google Pay?

Yes, but need to use the Stripe provider. Stripe supports Apple Pay and Google Pay.

I’m very interested in Digibank and I have a few questions regarding some of its features.

1. DPS – Deposit Pension Scheme How exactly does the DPS work on Digibank? Does the customer invest a fixed amount every month? Is it a recurring subscription charged automatically from the customer’s card, or does the customer manually deposit the fixed amount each month?

After 5 or 10 years, the customer receives the total deposited amount plus interest, correct? For example: if a customer deposits €50 per month for 10 years, they would receive approximately €7,500 plus interest.

Could you please give me a concrete example of how the Admin earns revenue from this feature (specifically from the DPS)?

2. FDR – Fixed Deposit Receipt For example, if a customer invests €5,000 in an FDR for 12 months at a 5% interest rate, they would receive around €5,250 after one year. How does the Admin generate profit in this case? I’d appreciate a practical example.

3. Loan System A) When an Admin approves a loan, how and where does the customer receive the funds? Are they credited directly to the customer’s Digibank account? Can the customer then create a virtual card and spend the funds? B) What happens if the customer fails to repay the loan? Does the Admin lose that money?

I also have a suggestion: during registration, you could integrate identity verification APIs to prevent fraud. These APIs can check whether a person has a history of fraud or financial issues. For instance, Stripe Identity and other providers offer such verification solutions.

Here are some useful APIs for this purpose:
https://developer.crif.com/apis
https://stripe.com/it/identity
https://www.experian.com/business-information/api-hub
https://openapi.it/
4. Referral System Regarding the referral program (e.g., Earn $10 after inviting one member): How does this system work exactly? If everyone signs up and receives $10, doesn’t that mean the Admin is losing money? Could you please clarify how this is managed on Digibank?

Thank you very much for your time and for clarifying these details.

Do you charge extra for custom functions, like if I want the script to create virtual account automatically on Paystack and display on the user dashboard, and when customer make deposit to the account, the script picks it automatically?

ku1

ku1 Purchased

Is it in plans for Qr payments, NFC (on app), and agent pay ?

Thanks for your comment, will think about them in the future

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