hi!

this script aims to make it easier to create an online marketplace. the issuing of virtual/physical cards wouldn’t make much sense in this context, so it isn’t planned to add this.

if you are not too familiar with the stripe api, and need to create a marketplace, this script would help you massively to understand how the stripe api works, with example to create customers, payments, record what’s happening in a webhook, all of that. from there, you will better understand the api and should find it much easier to approach the issuing of virtual/physical cards.

hope that helps!

hello

i will try to answer the best way i can:

- for the regulations in europe and how you should process payments etc on your platform, i encourage you to contact stripe’s support, they will be able to answer your questions, and you can write to them in your own language. for different projects, i contacted them in english, french and german, and they answer accordingly, whether it’s by email or phone.

- basically, when you create a connected account using the api, you can specify how long do you want to hold the money before processing any payouts to the connected accounts. so you can send the payouts only 30 days after a payment is done, for instance. that will be part of your terms of sales, it will protect your connected accounts and platform, that’s probably the best thing to do. to do this, when creating the connected account with api, you want to set: settings.payouts.schedule.delay_days = 30 here is the stripe documentation in php about this parameter when creating a connected account: https://stripe.com/docs/api/accounts/create?lang=php#create_account-settings-payouts-schedule-delay_days

1 – the script is mostly about doing what you can do in stripe’s dashboard, but instead of doing it manually, your users can do everything by themselves on your website, and you don’t need to do anything. imagine having to ask the name, address, phone, photo of id card/proof of address, etc etc to all your connected accounts, ask them usually several times because they will often forget to give one information, and then fill that in on stripe dashboard: it could work if you only aim at having a few connected accounts, but if you plan on creating a bigger marketplace, it would be just impossible to manage. and then of course, in addition to this big part, the script has the code for the actual online payments, lists the information in your dashboard, allows your connected accounts (or admins in your platform’s backoffice) to do refunds, ...

2 – no, i do not offer to install the script on your platform, because it takes a lot of time and i’m already busy enough, and of course depending on your current code, i might not be able to do it anyway, for instance if your code is using a framework that i don’t know, or many other reasons. the best i could do, is to offer kind of a consulting service as a freelance, where i could help your developer to navigate the code, answer their specific questions, explain how to browse the documentation of stripe’s api, that sort of things. if that’s something you could need, we can discuss it in terms of needs and budget, but of course, that’s not a service that’s included with the licence of this script you would pay here on codecanyon.

3 – yes! when a payment is done, the script will calculate the fees and dispatch the right amounts to all the concerned connected accounts (the sellers).

4 – your developers definitely will need to spend time understanding stripe connect, ideally before they start, but they can also just install the script (i attached a text file with the explanations to do so) and open each file to read the code and understand things little by little. in general, i’ve added a lot of comments to explain what the code does, where to find more information about this or that, etc, as well as many comments on how stripe works, because my idea was really to save as much time as i could to other developers. with what i get from reading your message, i’m sure you already understood that stripe connect isn’t the easiest/fastest thing to learn, because it covers soooo many possible needs for sooo many different kind of platforms! that being said, it’s one of the best, if not the best api i’ve ever used, the code is really made easy, the documentation is amazing, and stripe’s support very good at answering relatively fast and accurately to any of your questions.

5 – it’s impossible for me to give you a clear number of hours, really… it depends on your platform’s needs, if they are simple (one country and one currency only, simple fees, nothing crazy) or complex (many countries, different currencies, complex fees, complex rules on different things, ...), on how experienced your developer is with APIs and PHP and programming in general, and if they get things fast or not… everyone’s brain is different and some people find more difficult to use APIs and are more at ease with learning new frameworks, let’s say, and vice versa… you see what i mean. so let’s say that you have simple needs, as shown in the demo video/screenshots and that your developer has worked just a few times with apis, and is good in php (not beginner, and not especially having 20 years of experience either), and never worked with stripe connect’s api before, i think they might need 2 to 5 weeks of integration with this script, depending on how fast they get it and again, how different your platform’s needs are compared to this script. two weeks being, let’s be fair, very optimistic.

hope that helped! if you have any other questions, please don’t hesitate.

Thanks for the reply. As for my part, I mean the non-technical part, let’s say you were very informative. You will probably have your reasons if you have chosen this strategy of selling this type of product without the relative services, this is a real pity, however, that she has not found a way, perhaps even by relying on others, and to also offer installation services and configuration, I see a lot of potential in this regard. I’m telling you this because for someone like me who has to put everything together it becomes quite expensive in terms of time and money value. To do the math, just to understand each other, you said in point 5 that it will take 2 to 5 weeks for a programmer, I take 4 weeks as an example, therefore, 4 weeks for 5 working days are 20 days, 20×8 working hours = 160 hours, 160×50 Euros as an average = 8000 Euros, the cost of your code is also added to this cost, in the end the cost will be around 8313 Euros, and this only for stripe as a payment system, but obviously I have to add at least paypal and bank transfer. (Speaking of paypal, what stripe-like service would be to do the same thing, is this?: https://developer.paypal.com/docs/multiparty/) Excuse me, perhaps this intervention of mine will seem a bit superfluous to you, but I wanted to give you this feedback to reflect, first of all on her, but it also applies to me since I am interested in this script, as the above calculations indicate, the only cost of your script is much less than the work done and totally finished, with the aggravating circumstance that if you do the services you know your code well (or someone else who does it for you and who knows the code as well as you) I assume it is much less expensive and very reassuring for a probable buyer like me. For now, I’m planning on configuring the code for shipping on my Marketplace, and in the meantime that this work goes on, I’m taking some time to understand if this is the right script for me, and if so they decided what to do. I still wish you well with the sales, because for what my word is worth, I can tell you that you have done a great job.

hi!

thank you for your message, much appreciated!

so, check this link https://stripe.com/en-gb/connect and look at the “control how funds flow” part to see the different payment flows that stripe connect allows.

basically, receiving payments from several customers (or connect accounts) to the platform (or to one connected account) can only be done one by one. i don’t know what is your idea here, so let’s say that you offer a service, like a coaching session for ten people. you can ask the ten participants to pay for the same thing, and treat that on your website etc, but in the eyes of stripe it will be ten separate payments, each with their own fees, identifiers, times, etc. so there will be ten persons paying for the same coaching session (just as you could have ten persons buying the same tshirt if you were selling tshirts) and either: - they all pay to the platform, the platform keeps 2% and dispatches the rest to the coach selling the coaching session - they each pay to the coach, minus a 2% fee for the platform on each payment - they each pay to the coach, and the coach later on will need to pay 2% of the total amount of the coaching session to your platform

just a side note, don’t forget the stripe fees in your business model, which depending on different variables, might exceed the 2% of your platform fees!

i’m not part of stripe so i probably can’t think of all the possibilities you have and even more considering that i don’t know your project, i’m here to answer any questions you have regarding the script though! if you have questions on how stripe works, please send them an email (https://support.stripe.com/contact/email), they respond quickly and with care! if you have more questions on my script, please tell me more about your service so i can get a clearer idea of your needs instead of potentially answering something irrelevant! if you dont want to share it publicly, then click on my profile on codecanyon, there will be a form to send me an email.

have a good end of day/week!

thanks for the answer is what I need, charge a commission for each connected account, like shopify that charges its customers according to the chosen plan. one question… for the division of funds to work each payment must be made through the integration or can it be through the same stripe account?

sorry, i’m not sure to correctly understand your message, so for what i get:

- shopify uses subscription plans rather than single time payments. my script doesn’t offer a working example of subscription plans as such, it focuses mostly on the onboarding process for the connected accounts and shows basic examples of how to make single time payments, retrieve information from stripe and all of that, right? so you will need to change the payment process pages to integrate subscriptions instead of single time payments, the stripe documentation will help you with that (here is a helpful link to it: https://stripe.com/docs/billing/subscriptions/designing-integration ). this script being specifically made to be easily modified to fit any platform’s needs, you will see that it won’t be a problem to do so at all. same goes with the webhook, that you will need to adapt to deal with recurrences of payments… no big deal. and then yes, you can charge a fee for the first payment of a subscription, as well as each recurring payments that will follow.

- after your platform receives a payment from a customer, you can either send the money to the involved connected accounts immediately, or can do it periodically, as a “payout” where you would, let’s say once a month, send their due money to all of your connected accounts, for all the sales they did that month. i’m not sure if that answers your question though, please don’t hesitate to ask me again if it doesn’t answer it.

I explain: what I need is the following:

I have a SAAS platform which creates unlimited ecommerce or ecommerce websites for each client. My interest is that each of my clients obtained a stripe account but that they cannot access said account, only I could access it, this is necessary because from the same saas platform I need to charge the 2% commission automatically for each sale made by any of the clients affiliated with my platform.

Example: An owner of a women’s clothing store registers and obtains his own ecommerce, he can also obtain his own stripe account or simply leave his bank account to hurt the stripe account, so when he sells any clothing to someone of your clients automatically 2% should come to my stripe account.

Example: Shoe sold for 100 dollars, stripe charges 2.9% + 0.30 cents, and my platform charges an additional 2%, the rest must reach my client affiliated with my platform.

That is what I need

hi

it really sounds like a typical use of stripe connect, so this script will be perfect for you.

your accounts (those creating a ecommerce website on your platform) will need to go through the onboarding process of stripe, to fill in information like their name, address, phone number, send their id card etc, because your platform needs to follow the KYC (Know Your Customer) regulations.

so with this script, you get: - the onboarding process - the single time payments, when your end customers (the person buying the $100 shoes to the ecommerce website) buys something - the webhook, which is the file on your server that receives the information when a payment is done, and distributes the money to the connected account. the webhook says a payment of $100 has been done, you calculate 100 – stripe fees – platform fees” (100 – 2.9+0.3 – 2 = 95.4) and send $95.4 to the connected account.

besides integrating everything this script offers, you will need to work a little more to integrate the payments of subscriptions that your connected accounts will pay to your platform if they do pay one, and you’re good to go!

hope that helps

Great!!! would like to know if you can do that integration. Could you tell me the cost?

will check with the envato team what can be done, i indeed can’t just refund you like this and have no indication as if you have downloaded the item or not. please be patient while this is being reviewed and meanwhile, be careful not to buy a tesla if you visit their website!

Hi Gibbs, I am still trying to analyze how I would use this script and I am struggling. Please help me answer this question: If this a fully working SaaS product or is this a code generator that I can use to create an app? Your video demo shows code generated after you take some actions. Please elaborate.

hi!

the idea is that if you are building an online marketplace (such as amazon, fivrr, deliveroo, ...) using stripe connect (which is stripe’s tool for marketplaces), then you can use this script as a basis for your own needs. it basically integrates all the actions you will need such as the onboarding process for the different sellers on your platform (called “connected accounts” by stripe), the creation of customer accounts, the online payments and dispatching of the money, because the customers can do one payment to the platform (your marketplace) for an order from different connected accounts so the money will be dispatched to different connected accounts minus your platform fees etc. it also includes a basic backoffice that displays different information about the connected accounts, customers, orders, payments etc that stipe stores for you and that you can also see on stripe’s dashboard of your account.

because all of that is pretty complicated and very long to code, the script makes it easier and faster for you to integrate stripe connect, you basically just copy the code you need from the script and integrate it to the code of your website, modify it to your own needs etc… it’s kept very simple and has all the comments needed so it’s really easy to identify what does what in the code so you can really take what you want from it to fit your own needs.

so it’s not a saas or a code generator, see it more as a fully working example of stripe connect’s API in PHP. the “code” that you see in the video isn’t code actually, it’s the data returned by stripe; for instance when you create a payment, the payment information are all stored by stripe, but you can retrieve these information and treat them the way you want, so if you want to use the amount, currency, date of payment, method of payment, customer id, etc etc, stripe provides the whole list of information about everything you might need for your integration. some people would just store the id of the payment in their website’s database for instance and on demand, would ask stripe (using the api = what this script does make easier) for the amount and currency and date of payment when their customer display their “orders” page. some people would prefer to store these information in their website’s database just after the payment is being done so they can more easily make statistics on their website, display the “orders” page of their customer faster etc. you can do it both ways, as you prefer.

i hope that helps, don’t hesitate if you have more questions or anything that can help you to see what this script does really.

Thank you for the detailed explanation. A live demo link would have been very appreciated. Are you planning on showing a live demo with different user accounts for testing these great features? And how easy is the installation? Do I need to purchase installation support?

it’s not really possible to create a demo link as everyone would enter any kind of data that has to interact with a stripe account etc… the demo video shows everything the script does.

the installation is very easy, there is a “read me” file that explains it all, you just need to set your stripe account api keys in a file, as well as your database access and you are ready to go. please note that you are supposed to be (or to have) a php developper to understand and use this script. if you are (or know one), the code has been kept so simple and has lots of comments to explain everything, that you just need to read it like a book and you will understand everything quickly.

i’m happy to answer a few questions you might have during your integration, but i’m sure you realize that for the very little money i’m getting for a sale (remove over 60% of taxes and fees from the price), i can’t give 10 hours to assist each buyer, right? if that can be of any reassurance, you need to know that the support team at stripe is very responsive, by email or irc chat, so if you need to understand how to do something, or what a certain function does etc, they are here to help. also, their api documentation is pretty good to describe each function etc!

Your answers are satisfactory so far. One more question, and that can be the last one: how easy will it be to integrate the different parts of your app with a Laravel application? Knowing I am a developer, can you write for me the three steps I could take for an easy integration?

thank you

i’m sorry but i never used laravel. can you integrate pure php in laravel? if so, then no problem, you can just copy/paste the code of the different parts you need into your project. again, it’s just some php kept as simple as it could be so it can be easy to integrate!

three steps… 1) upload the files to a server 2) set your (test, not production indeed) stripe connect api keys and database login details in the settings php file 3) access the script via your web browser, you will see the same screen as the demo video shows at first then you play with the script, create connected accounts, customers, then payments, etc…

hope that helps! please keep me updated quickly as stripe is very long to answer about your refund request and they are about to send me their automatic monthly payment and i’m afraid i won’t be able to refund you afterwards if this is still what you want…

The author has provided sufficient answers to my questions. That gives me confidence in the product even though I have not tested it yet. Therefore I am supporting the effort by keeping my purchase. I will provide my rating after I complete my tests. I hope to get your continued support as you have been doing now. And if you want to explore avenues for adding this product to some other wonderful apps to put right back on the ThemeForest marketplace, let’s talk: admin@xerodoc.com