Woocommerce Stripe ACH Gateway

Woocommerce Stripe ACH Gateway

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Woocommerce Stripe ACH Gateway - 1

Customers can now pay directly using their Bank account using Stripe ACH Gateway!

Try it yourself

Why use Stripe ACH vs Stripe?

ACH payments on Stripe cost 0.80%, capped at $5, with no monthly fees or verification fees.

Important Note

Your Stripe account should have the latest API Version.

Video Overview

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Features Overview

  • Allows payment with bank account number and routing number. (No credit card required!)
  • Verifies account with micro-deposits
  • Works along with official stripe woocommerce integration
  • Easy installation
  • The plugin now supports native html5 dialog with simple customization via CSS. You can easily adapt the look of modal windows with your wordpress theme.
  • Mobile-friendly
  • Friendly Support
  • Plaid integration. Plaid will allow users to pay by logging using their bank username and password
  • Auto refunds via ACH Stripe and Plaid
  • WooCommerce Subscriptions support!
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Processing orders and the money transfer

ACH has its own advantages and disadvantages. The main minus is that money will be transferred to your account not immediately. Shortly, a few days should pass to change the payment status from ‘Pending’ to ‘Succeeded’. Read more here.

So, the most part of popular payment gateways has no such a problem. Hence, we’ve got a dilemma: change an order status to “Processing” in advance considering that the money will be transferred in a few days or wait until the money will be received and then change an order status.

To solve this we have an option in Admin panel.


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Change Log
== 1.5.1 ==
    Remove legacy jQuery dialog

== 1.5.0 ==
    Check bank account with last4 and routing
    Unverified users verification

== 1.4.9 ==
    New option - Redirection to Order Received after checkout
    Plaid integration
    Jquery migrate
    Emailing fix

== 1.4.8 ==
    get_plugin_data fix

== 1.4.7 ==
    Show Stripe fees
    Stripe Partner ID

== 1.4.6 ==
    HTTPS Checking
    Additional info on Stipe init
    Powered by Stripe
    Additional logging
    Plaid checkout image width

== 1.4.5 ==
    Create customer in Plaid
    Tested with WordPress 5.0

== 1.4.4 ==
    Adding new source on empty client
    Empty default email template

== 1.4.3 ==
    `Place order` button is changing its text on Pay Now page
    Fixed `deleted` field call of Stripe/Customer
    Fxied call to protected WC function

== 1.4.2 ==
    Images not being attached to emails - fixed
    New account creation on checkout
    Mail function will not echo log info because of SMTP plugins

== 1.4.1 ==
    Plaid company name.
    *Added* instead of docx and pdf

== 1.4.0 ==
    Not showing the input to confirm account number on other gateways.
    Filtering the payment gateways on Pay for Order page.

== 1.3.9 ==
    Extra check of is order already paid and is the info email sent

== 1.3.8 ==
    Prevent blocking other gateways from saving payment methods
    Always add microdeps mark to an address (for Booking)

== 1.3.7 ==
    Save bank account via the My Account Payment Methods

== 1.3.6 ==
    Pay without any account and charge - new option
    Filter gateways or not - new option
    Better visual style in admin
    Getting the bank data by Plaid

== 1.3.5 ==
    Passing the ach_stripe_token and removed extra creation of customer

== 1.3.4 ==
    Get email headers from WooCommerce instead of WordPress

== 1.3.3 ==
    Handle micro deposits only when they are set

== 1.3.2 ==
    Handle new customer on checkout

== 1.3.1 ==
    Checking of the subscription module

    Saving payment method

== 1.3.0 ==
    Subscriptions renewal processing
    Remove the ACH and Plaid from other gateways' order-pay pages    

== 1.2.9 ==
    Popup text options

== 1.2.8 ==
    Custom redirection after the verification request was made
    Avoid the inclusion of Stripe.js twice
    Not emailing with invoice when the verification is required

== 1.2.7 ==
    Reduce stock on completing the charge
    Succeed a payment for not trustworthy customers

== 1.2.6 ==
    Plaid link script for Pay Now page

== 1.2.5 ==
    Pay now page payment gateways filtering

== 1.2.4 ==
    Update session

    Customizable email template

== 1.2.3 ==
    Plaid saved sources fix
    Emailing sureness
    Shipping to different address

== 1.2.2 ==
    Pay now page instructions only for ACH
    Better payment process workflow
    WooCommerce Sequential Order Numbers compatibility
    WooCommerce Wholesale Suite compatibility

== 1.2.1 ==
    Emailing on new order
    Working with Stripe Checkout

== 1.2.0 ==
    Surrounding with try/catch

== 1.1.9 ==
    Filtering 'Pay for order' link for ACH midcrodeps.
    Note in admin.
    jQuery post request fix.
    Emailing fix.

== 1.1.8 ==
    Stripe compatibility.

== 1.1.7 ==
    Handling empty orders via REST.
    Delayed payment for subscription.
    Pay now page - removed redirect for subscription.
    Plaid 3 payment modes.
== 1.1.6 ==
    'Empty source' error on Plaid
    The same bank account from Plaid and Stripe

== 1.1.5 ==
    Better refunding
    Multiple customer's bank accounts handling
    Pay for order page instructions

== 1.1.4 ==
    WooCommerce Subscriptions compatibility
    Automatically changing order statuses via REST API
    Only one gateway on the invoice page
    Handling when to change the order status 
    Deeper Stripe API integration
== 1.1.3 ==
    WooCommerce Subscriptions support.

== 1.1.2 ==
    Set API ver by default.

== 1.1.1 ==
    New email template.
    WooCommerce 3.0 compatibility.

== 1.1.0 ==
    Direct payments for invoices.

== 1.0.9 ==
    WooCommerce 3 compatibility.

== 1.0.8 ==
    Admin notice.

== 1.0.7 ==
    Get all customers, no limit.

== 1.0.6 ==
    Verification via microdeposits.

== 1.0.5 ==
    Different customers for one WP account in test and live modes

== 1.0.4 ==
    Empty currency parameter while creating a customer

== 1.0.3 ==
    WooCommerce Subscriptions
    WooCommerce Deposits

== 1.0.2 ==
    Auto Refund integration

== 1.0.1 ==
    Removed Stripe Custromer check
    Plaid integration

== 1.0.0 ==
    Initial Release