I finally have found a plugin that does what I need in a simple way. Absolutely NO API is needed in order to get this running. You can really tell that the author has put a lot of thought and time into this product and that he cares about both his craft and the client.
Although I found 2 issues with it during my testing I am certain they will be resolved in a timely manner as the author is very quick to remedy.
This gets FIVE stars for support, functionality and ease of use.
Thank you for this wonderful product.
PS - Make certain to DE-activate "Encrypted Payments"
1. Log in to your PayPal Account.
2. Click "Profile and Settings"
3. Click on the "My Selling Tools" tab
3. Select "Website preferences".
4. In the "Encrypted Website Payments" section - - > Go to " Block Non-encrypted Website Payment" and select "Off"
5. Click "Save".